Home Buyers

Buying a home, whether it is your first home or your retirement home, should be a stress-free process. 

For our clients, the process we go through to assist you in obtaining the financing for your home can best be summarized in three macro steps:

1.  My team and I will analyze your current financial information (where you are now), and, through this process, we will help you to establish your financial priorities (where you want to be).  We will then match your current financial situation and future goals with a mortgage solution that is tailored to meet your goals (getting you on the road to where you want to be), and is matched to your lifestyle.  One tool that we use to perform this analysis for our clients is the Total Cost Analysis Form, click here to download a sample.  This form is especially useful in illustrating that the lowest interest rate may not always equal the lowest cost, and therefore may not make sense for you.
 
2.  Once we have agreed on a loan program, we strive to expeditiously close the transaction with the greatest of ease.
 
3.  Once your loan closes, that is where our job truly begins.  Through consistent application of our "Clients for Life" program, we will stay in touch with you on regular basis, advising you on how to overcome today's financial challenges, adding true value to our relationship.  In the long term, we hope to provide you with a "one-stop shop" for all current market trends and a portal for professional referrals.

We also believe that the mortgage process is an intensely personal process and that we will never find a client whose needs match those of another client.  Because of this, and because we place a high priority on your sensitive personal information, you will not find any links on this site to complete your mortgage application electronically.  However, to be respectful of your time, we do have the ability to transmit your mortgage application package to you electronically if you so desire.  Additionally, it is our hope that you will call our offices and schedule a brief, no-obligation consultation with Brent to discuss your specific needs.  We can be reached at 815-477-5545, or if outside of normal office hours, you can call Brent on his cell phone at 847-370-9473.  Better yet, click here and provide us with some basic information about your situation and Brent or one of his team members will contact you right away!

If you are buying your first home, we have additional resources available to you on this subject.  Please click here  to be directed to the area of our website devoted to this subject.

If you are currently a homeowner and getting ready to buy your next home, please click here  to be directed to the area of our website devoted to this subject.