Buying Your Next Home

Are you a current homeowner getting ready to buy your next home?  Are you wondering how you will coordinate the sale of your current home and the purchase of your new home?

There is one basic decision you have to make in regards to your next home purchase, do you want to sell your current home before buying your first home, or vice-versa.  In some situations, this decision will be made for you by your lender.  For instance, if you do not have the income or assets available to allow you to make the mortgage payments on both your old home and your new home, you may need to sell your current home first.  On the other hand, if you have a surplus of income or enough money set aside to make the mortgage payments on the old and new homes, many sellers would prefer to sell to "non-contingent" buyers like you.  In either case, seeking the advice and counsel of my team and I can help you make this decision. 

In either case, we suggest a personal consultation of your situation, please complete the "Request More Information" page by clicking the box to the left or this link.

More importantly, do you think about your mortgage just as a necessary evil, just a bill you have to pay every month?

If so, my team and I would like the opportunity to illustrate how many of our clients use their mortgage as a tool to help them reach their financial goals.   

It may no longer makes financial sense for most clients to put down the largest down payment possible, pay extra on their mortgage, all while sacrificing the amount they are sending to savings for retirement and college funding.
 
My friend and mentors, Steven Marshall and Patrick Allman have written an outstanding article in regards to your home and its equity.  Please click here to download that article.